Stillwater News Press

Community News Network

November 29, 2013

5 myths about health care's 'young invincibles'

Coined by the health insurance industry, the term "young invincibles" has come to describe 18- to 34-year-olds who go without coverage because they expect to remain healthy. But young invincibles are crucial to making the Affordable Care Act work: The White House is counting on them to buy coverage under the new law, helping to spread the risk and hold down premiums for everybody. Let's debunk a few myths about who these uninsured young people are and what they want from the health-care system.

1. Young adults are uninformed about the health-care law.

Young adults tend to be about as aware of the health-care law as the rest of the population. A Kaiser Family Foundation poll in August found that 33 percent of adults had heard nothing about their state health insurance exchanges. That figure was 43 percent among 18- to 25-year-olds and 41 percent among 26- to 35-year-olds. Separate polling from the Pew Research Center found that young adults were more aware than any other demographic that the health-care law offers subsidies for low-income Americans to purchase insurance. However, they were less aware of the requirement to buy coverage.

Young Americans are especially aware of the provisions that affect their own coverage options, most prominently the option to stay on their parents' insurance plans until age 26. A Commonwealth Fund poll in March found that 62 percent of young adults knew of that program.

2. They don't want health insurance.

Young adults do have the highest uninsured rate of any demographic, with about 27 percent of people between 19 and 34 lacking insurance coverage, according to the Kaiser Family Foundation. But health-care experts say this doesn't necessarily mean that they don't want insurance, but rather that they are less likely to be offered coverage through their employers. That's because more young people work part-time or hourly-wage jobs that do not offer health benefits. When offered coverage by their employers, about 80 percent of young adults sign up — about the same rate as older workers.

Text Only | Photo Reprints
Community News Network
  • Dangerous Darkies Logo.png Redskins not the only nickname to cause a stir

    Daniel Snyder has come under fire for refusing to change the mascot of his NFL team, the Washington Redskins. The Redskins, however, are far from being the only controversial mascot in sports history.  Here is a sampling of athletic teams from all areas of the sports world that were outside the norm.

    July 28, 2014 3 Photos

  • 'Rebel' mascot rising from the dead

    Students and alumni from a Richmond, Va.-area high school are seeking to revive the school's historic mascot, a Confederate soldier known as the "Rebel Man," spurring debate about the appropriateness of public school connections to the Civil War and its icons.

    July 28, 2014

  • Fast food comes to standstill in China

    The shortage of meat is the result of China's latest food scandal, in which a Shanghai supplier allegedly tackled the problem of expired meat by putting it in new packaging and shipping it to fast-food restaurants around the country

    July 28, 2014

  • wd saturday tobias .jpg Stranger’s generosity stuns Ohio veteran

    Vietnam War veteran David A. Tobias was overwhelmed recently when a fellow customer at an OfficeMax store near Ashtabula, Ohio paid for a computer he was purchasing.

    July 28, 2014 1 Photo

  • Screen Shot 2014-07-28 at 1.33.11 PM.png VIDEO: High-dive accident caught on tape

    A woman at a water park in Idaho leaped off a 22-foot high dive platform, then tried to pull herself back up with frightening results. Fortunately, she escaped with only a cut to her finger.

    July 28, 2014 1 Photo

  • CATS-DOGS281.jpg Where cats are more popular than dogs in the U.S.-and all over the world

    We all know there are only two types of people in the world: cat people and dog people. But data from market research firm Euromonitor suggest that these differences extend beyond individual preferences and to the realm of geopolitics: it turns out there are cat countries and dog countries, too.

    July 28, 2014 1 Photo

  • HallofFameBraves.jpg Hall of Fame adds businesslike Braves, Frank Thomas, managers La Russa and Torre

    Atlanta Braves pitchers Greg Maddux and Tom Glavine, and their manager, Bobby Cox, dominated much of baseball during the 1990s. This weekend they went into the Hall of Fame together.

    July 27, 2014 1 Photo

  • police car.jpg Enid man injured following pursuit

    Larry Lynn Edwards was taken to St. Mary’s Regional Medical Center following the 11:32 p.m. crash on 30th Street, just north of Fox Drive, with head and internal body injuries.

    July 26, 2014 1 Photo

  • Texas man critical after ATV crash

    Edward Alan Bourland, 37, of San Angelo, Texas, was taken from the scene of the 3 p.m. collision by Eagle Med and flown to OU Medical Center in Oklahoma City.

    July 26, 2014

  • Goo Goo.jpg The Goo Goo Dolls: A long way from making racket

    Group in concert with Doughtry and Plain White T's Aug. 5 at the Enid Event Center

    July 25, 2014 1 Photo

Buy & Share Photos
NewsPress e-Edition
NewsPress Specials
AP Video
Kerry: Humanitarian Cease-fire Efforts Continue Raw: Corruption Trial Begins for Former Va Gov. The Carbon Trap: US Exports Global Warming UN Security Council Calls for Gaza Cease-fire Traditional African Dishes Teach Healthy Eating 13 Struck by Lightning on Calif. Beach Baseball Hall of Famers Inducted Israel, Hamas Trade Fire Despite Truce in Gaza Italy's Nibali Set to Win First Tour De France Raw: Shipwrecked Concordia Completes Last Voyage Raw: Sea Turtle Hatchlings Emerge From Nest Raw: Massive Dust Storm Covers Phoenix 12-hour Cease-fire in Gaza Fighting Begins Raw: Bolivian Dancers Attempt to Break Record Raw: Israel, Palestine Supporters Rally in US Raw: Air Algerie Flight 5017 Wreckage Virginia Governor Tours Tornado Aftermath Judge Faces Heat Over Offer to Help Migrant Kids Kangaroo Goes Missing in Oklahoma More M17 Bodies Return, Sanctions on Russia Grow
Stocks
NDN Video
'Hunger Games: Mockingjay Part 1' Sneak Peek GMA: Dog passes out from excitment to see owner Chapter Two: Designing for Naomi Watts Baseball Hall of Famers Inducted Florida Keys Webcam Captures Turtles Hatching Morgan Freeman Sucks Down Helium on 'Tonight Show' Robin Wright Can Dance! (WATCH) She's Back! See Paris Hilton's New Carl's Jr. Ad Big Weekend For Atlanta Braves In Cooperstown - @TheBuzzeronFox Chapter Two: Becoming a first-time director What's Got Jack Black Freaking Out at Comic-Con? Doctors Remove 232 Teeth From Teen's Mouth Bradley Cooper Explains His Voice in 'Guardians of the Galaxy' Deja vu: Another NYPD officer choke-holding a suspect 'Fifty Shades of Grey': Watch the Super Sexy First Trailer Now! Reports: Ravens RB Ray Rice Suspended For 1st 2 Games Of The Season Air Algerie plane with 119 on board missing over Mali Diamond Stone, Malik Newman, Josh Jackson and others showcase talent Free Arturo - The World's Saddest Polar Bear A Look Back at Batman On Film Through The Years
Must Read